Winter Wheat

Purpose

Winter wheat insurance provides financial assistance to winter wheat growers when they experience a significant production shortfall.

Winter wheat is not eligible for Stage 1 coverage. It is still eligible for the 25 per cent reseeding benefit.
Winter wheat is eligible for a Stage 2 UH indemnity if damage occurs prior to June 20 of the crop year following the year of planting, and you were unable to destroy or reseed due to excess moisture.
Winter wheat that establishes and suffers an insurable loss after June 20 is eligible for a Stage 2UH or Post Harvest claim.
If winter wheat is overseeded, no indemnity is payable for the damaged winter wheat. The resulting crop may be insured as Other Spring Wheat or Mixed Grain.

Winter wheat can be insured at , , or per cent coverage.
Winter wheat planted from August 15 to September 25 will have full coverage.
Winter wheat planted from September 26 to September 30 will have coverage reduced by 20 per cent.

The premium cost is shared per cent by the producer, per cent by the Government of Canada, and per cent by the Province of Manitoba.

Reseeding benefit is 25 per cent of selected coverage (see below for reseed examples).
- Note: If it remains too wet and an insured cannot reseed, the claim may be converted to a Stage 2UH, in which case full coverage will apply. If this occurs, the full appraised yield determined by MASC will be counted as production.
In the spring of each crop year, MASC will establish a date based on agronomic conditions whereby it can accurately complete a crop assessment. Crops must be appraised and consent given prior to destruction in order to be eligible for a reseeding benefit.
Stage 2 is 100 per cent of selected coverage (less appraised yield) for losses occurring after June 20 and prior to harvest.
Post harvest is 100 per cent of selected coverage.
- Note: After the crop is harvested a final indemnity is calculated for the yield shortfall of the entire acreage of winter wheat (includes appraised production for affected acreage).

The following example illustrates a winter wheat reseed claim payment on a -acre crop:

Coverage (A)	Appraised Yield (B)	Indemnity Level (C)	Winter Wheat Dollar Value (D)	Indemnity per Acre (E) E = A x C X D	Total Indemnity (E x acres)
bushels	bushels	per cent	$ per bushel	$	$