Examples of How Reseeding Affects Coveage and Premiums
Crops Reseeded to an Alternate Crop
If you seeded flax on May 15 (coverage of $175/acre) and reseeded to Argentine canola on May 31, you would receive 25 per cent of the flax coverage to reseed (25 per cent x $175 = $43.75/acre). You would have full coverage on the reseeded canola crop and would have to pay premium on both the flax and canola crops.
Crops Reseeded to the Same Crop
If you seeded flax on May 15 (coverage of $175/acre) and reseeded to flax on May 31 you would receive 25 per cent of the flax coverage to reseed (25 per cent x $175 = $43.75/acre) for each eligible acre reseeded. You would only pay one premium and your remaining flax coverage would be reduced by the amount of the reseeding benefit received.
Table 1
Table 1 outlines scenarios of how an appraisal affects Reseed and Stage 1 claims. In some cases, an appraisal above coverage will reduce a claim indemnity. An appraisal from a partial Stage 1 claim will only apply if a post harvest claim occurs.
Appraisal is... |
Total Crop Reseeded: |
Partial Crop Reseeded: |
To a different crop: |
To the same crop: |
To a different crop: |
To the same crop: |
Reseed |
Stage 1 |
Reseed |
Stage 1 |
Reseed |
Stage 1 |
Reseed |
Stage 1 |
Less than 0.5 x Coverage |
Yes |
Yes |
Yes |
No |
Yes |
Deferred to post claim |
Yes |
No |
Greater than 0.5 x Coverage |
Yes |
Appraisal to count |
Yes |
No |
Yes |
Appraisal to count / Deferred to post claim |
Yes |
No |
Greater than Coverage but Less than Probable Yield |
Yes |
No |
Yes |
No |
Yes |
No - Deferred to post claim |
Yes |
No |
Greater than Probable Yield |
No |
No |
No |
No |
No |
No |
No |
No |
“Appraisal to count” means the amount of appraisal that is over one half of the coverage that will be counted and deducted from the Stage 1 coverage.
“Deferred to post claim” means no indemnity payable at this time as the yield from the other acres can offset the loss on these acres. This could result in a reduced or zero claim.