Corn Insurance

Purpose

MASC provides insurance for three types of corn in Manitoba: grain, open pollinated, and silage corn.

Insurance for grain corn, open pollinated corn, and silage corn is available to producers who grow a minimum of five acres of corn in Manitoba.
All hybrid varieties of grain corn and silage corn are eligible for AgriInsurance coverage. All open pollinated corn varieties are eligible for AgriInsurance coverage.
All hybrid varieties of grain corn and open pollinated corn varieties are eligible for coverage as silage corn. Hybrid silage corn and open pollinated silage corn will be combined for claim purposes, but not for coverage.
March 31 is the last day to apply for or make changes to an MASC AgriInsurance contract.

Producers can choose from three coverage levels: , , or per cent of their probable yield, or Crop Coverage Plus (CCP) that provides up to per cent coverage (excluding silage). Grain corn probable yields are calculated by the producer’s individual -year historical yields (a -year provincial average is used for new producers). Silage corn uses the individual productivity indexing (IPI) method, which calculates probable yields using a producer’s own -year individual yield history compared to the area yields of similar soil types and risk areas in order to stabilize year-to-year variability.
Corn is insurable in all regions of the province. Areas outside of designated Grain Corn Insurance areas fall within the "Insurance Test Area" and have no extended seeding period.
June 30 is the last day to file a Seeded Acreage Report (SAR).
November 30 is the last day to file a Harvested Production Report (HPR) and register a post-harvest claim without penalty.

AgriInsurance premiums for corn production are shared per cent by the producer, per cent by the Government of Canada, and per cent by the Province of Manitoba.

Reseeding	25 per cent of dollar coverage
Losses up to and including June 20	50 per cent of dollar coverage
Losses after June 20, but prior to harvest	Full dollar coverage
Post-harvest claims	Full dollar coverage

If a producer changes their harvest intentions, such as: corn insured as grain changed to be silage or grazed; or corn insured as silage now to be harvested as grain or grazed, the producer must contact MASC to register a claim prior to putting the crop to an alternate use. An MASC adjustor will appraise the crop according to procedures specific to the way the crop was originally insured.

Producers growing grain or silage corn varieties for the purpose of fall or winter grazing can insure the corn as silage corn, and have it appraised in the fall to determine if there was a production loss. This appraisal should occur when the corn would normally be silaged.

Seeding deadlines for corn depend on the type of corn grown and the insurable areas, as follows:

Corn Type	Seeding Deadline (full coverage)	Extended Seeding Deadline (coverage reduced by 20 per cent)
Silage	Silage Corn Area 1: June 15 Silage Corn Area 2: May 30	Silage Corn Area 1: June 16 - June 20 Silage Corn Area 2: May 31 - June 4
Grain	Grain Corn Area 1: June 6 Grain Corn Areas 2 - 4: May 30 ITA: May 30	Grain Corn Area 1: June 7 - June 11 Grain Corn Areas 2 - 4: May 31 - June 4 ITA: none
Open Pollinated	May 30 ITA: May 30	May 31 - June 4 ITA: none