Small Farm Acreage Loss Insurance (Pilot)

Purpose

The Small Farm Acreage Loss
Insurance (Pilot) program allows producers who grow crops under Vegetable Acreage Loss (VAL) minimum threshold of a half-acre to combine crops into a basket for small farm coverage.

Participating producers must select all crops eligible under VAL
Small Farm Acreage Loss Insurance pilot must be selected on the VAL application by March 31.
Combined crops selected for this pilot program must exceed a combined half-acre minimum acreage.
All crops insurable under VAL (Broccoli, Cabbage, Cauliflower, Carrots, Parsnips, Rutabagas, Sweet Corn, Cooking Onions, Other Onions, Leeks, Peppers, Pumpkins, Winter Squash)are eligible for this pilot program, with the addition of:
- Beets
- Garlic
- Lettuce
- Potatoes
Crops only eligible under this pilot program (i.e. beets, lettuce, garlic) are NOT eligible for MASC Hail Insurance. Crops eligible under VAL are already eligible for MASC Hail Insurance.
If potatoes are selected under the AgriInsurance Contract for production insurance, they are NOT eligible for this pilot program.
Vegetables must be adequately irrigated.
Landlords are not eligible.

The coverage value for each eligible crop under Vegetable Acreage Loss Insurance and Small Farm Acreage Loss Insurance is based on cost of production.
The basketed coverage value for this pilot program is based on the weighted average coverage value of the crops in the basket.
June 30 is the last day to file Seeded Acreage Reports. Due to the later deadlines for broccoli, cabbage, cauliflower, beets and lettuce, producers who grow these crops must file a supplementary Seeded Acreage Report by July 31 to declare the final acreage planted.

Crops seeded during the extended coverage direct seeding period will have coverage reduced by 20 per cent.
The grade guarantee is 'Marketable Production'.
Coverage ceases when the crop is harvested or when normal harvesting should have occurred.

The premium cost is shared per cent by the producer, per cent by the Government of Canada, and per cent by the Province of Manitoba.
There is no discount or surcharge applied to premiums for this program.

Early Indemnity Losses
- An early loss indemnity of 25 per cent of coverage applies for destroyed crops until the end of the extended coverage direct seeding deadline for reduced coverage.
- Early indemnity losses are calculated as: Destroyed Acres x Pilot program coverage x 25%
- The affected acreage must be in contiguous blocks of one half-acre or more if the acreage of the small farm eligible crop is at or greater than five (5) acres. If the small farm eligible crop is less than five (5) acres, the affected acreage must be a minimum of one-tenth of an acre.
Acreage Loss Indemnity
- Acreage loss indemnities are calculated as: (Destroyed Acres - Deductible) x Pilot program coverage
- Destroyed acres must be a minimum of one-tenth of an acre. The deductible for this pilot program is 10% of the total insured acreage of the affected small farm eligible vegetable crops.
- A 15 per cent salvage threshold applies to Small Farm Acreage Loss Insurance.
MASC must be notified by the insured of losses within three days of the loss occurring.
In all cases, the crop must be inspected by MASC prior to being destroyed.

Eligible Vegetable Crop	Direct Seeding Deadline	Extended Coverage Direct Seeding Deadline	Transplant Deadline
Cauliflower	May 25	May 26 to May 30 (inclusive)	July 15
Carrots	June 15	June 16 to June 20 (inclusive)	n/a
Cooking Onions, Other Onions, Parsnips	June 6	June 7 to June 11 (inclusive)	n/a
Cabbage	June 6	June 7 to June 11 (inclusive)	July 15
Sweet Corn	June 10	June 11 to June 15 (inclusive)	n/a
Rutabagas	June 20	n/a	n/a
Broccoli	June 30	n/a	July 15
Peppers	n/a	n/a	June 10
Leeks	n/a	n/a	June 15
Pumpkins	June 6	June 7 to June 11 (inclusive)	June 20
Winter Squash	June 6	June 7 to June 11 (inclusive)	June 20
Beets	June 25	n/a	July 20
Potatoes	June 15	June 16 to June 20 (inclusive)	n/a
Lettuce	July 10	n/a	July 30
Garlic	October 25	n/a	n/a